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Limits for Stafford Loans
Annual Limits for Stafford Loans
| Dependent Undergraduates | Subsidized | Unsubsidized | Total |
|---|---|---|---|
| Freshman (0-30 credits) | $3,500 | $2,000 | $5,500 |
| Sophomore (31-60 credits) | $4,500 | $2,000 | $6,500 |
| Junior & Senior (61+ credits) | $5,500 | $2,000 | $7,500 |
| Independent Undergraduates | Subsidized | Unsubsidized | Total |
|---|---|---|---|
| Freshman (0-30 credits) | $3,500 | $6,000 | $9,500 |
| Sophomore (31-60 credits) | $4,500 | $6,000 | $10,500 |
| Junior & Senior (61+ credits) | $5,500 | $7,000 | $12,500 |
| Graduate Students | Subsidized | Unsubsidized | Total |
|---|---|---|---|
| Graduate Students | N/A | $20,500 | $20,500 |
Lifetime Limits for Stafford Loans
| Subsidized | Unsubsidized | Total | |
|---|---|---|---|
| Dependent Undergraduates | $23,000 | $8,000 | $31,000 |
| Independent Undergraduates | $23,000 | $34,500 | $57,500 |
| Graduate Students | $65,500 | $73,000 | $138,500 |
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