What is my maximum allowable loan amount?

Annual Limits for Direct Loans

Dependent Undergraduates Subsidized Unsubsidized Total
Freshman (0-30 credits) $3,500 $2,000 $5,500
Sophomore (31-60 credits) $4,500 $2,000 $6,500
Junior & Senior (61+ credits) $5,500 $2,000 $7,500
Lifetime Limit $23,000 Up to $31,000 $31,000
Independent Undergraduates Subsidized Unsubsidized Total
Freshman (0-30 credits) $3,500 $6,000 $9,500
Sophomore (31-60 credits) $4,500 $6,000 $10,500
Junior & Senior (61+ credits) $5,500 $7,000 $12,500
Lifetime Limit $23,000 Up to $57,500 $57,500
Graduate Students Subsidized Unsubsidized Total
Graduate Students N/A $20,500 $20,500
Lifetime Limit $65,500* Up to $138,500* $138,500*

*Limits include loans received as an undergraduate student.