Interest Rates & Fees

Interest Rates

The interest rate varies depending on the loan type. The table below provides interest rates for federal loans first disbursed between July 1, 2021 and June 30, 2022.

Loan Type Fixed Interest Rate
Subsidized – Undergraduate 3.78%
Unsubsidized – Undergraduate 3.78%
Unsubsidized – Graduate 5.28%
PLUS and Grad PLUS 6.28%

To find out more information about interest rates and how they are calculated, please visit


Most federal student loans have loan fees that are a percentage of the total loan amount. The loan fee is deducted proportionately from each loan disbursement you receive while enrolled in school. This means the money you receive will be less than the amount you actually borrow. You’re responsible for repaying the entire amount you borrowed and not just the amount you received.

Loan Type Fee
Subsidized and Unsubsidized 1.057%
PLUS and Grad PLUS 4.228%

Student Financial Services

Hours of Operation
Monday-Friday from 8 a.m. to 4:30 p.m. CST

Student Financial Services Office
101 South 42nd Street
Omaha, NE 68131-2739
PH 402.552.2749 TF 800.647.5500 FX 402.552.6165
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